You know by now that the earlier you start contributing to your RRSP, the more your savings will grow. (In fact, you can almost double your savings if you start contributing in your 20s, even if only a small amount.) But as we also know, the best laid plans...
It’s a new year, new you, right? Sure, we all talk a good game. You know, “this year I will spend less and save more” or “this year, I will plan for my retirement and put away for my kids education.”
These days, the demands on our finances are ever-growing. We’re paying for conveniences that were unheard of a generation ago (remember, the phone used to be attached to the wall). Point being, it’s understandable that many of us feel overwhelmed, and often avoid taking a long, hard look at our spending (sound like someone you know?).
Many of us put off saving because we equate it with sacrifice. But regular saving can be a satisfying experience!
Finally…there’s an easy way to anonymously find and negotiate with real estate agents.
Ah retirement...as the song goes, so close, yet so far away, right?
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From the authors of GroceryAlerts.ca,
Steven & Lina Zussino (Canada’s Frugal Couple).
